SoFi Technologies (SOFI) vs. Its Rivals Head to Head Comparison

SoFi Technologies (NASDAQ:SOFIGet Rating) is one of 71 public companies in the “Nondepository credit institutions” industry, but how does it compare to its competitors? We will compare SoFi Technologies to related companies based on the strength of its analyst recommendations, dividends, institutional ownership, valuation, risk, profitability and earnings.

Profitability

This table compares SoFi Technologies and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
SoFi Technologies -36.32% -9.24% -4.49%
SoFi Technologies Competitors 1.81% 5.06% 4.72%

Valuation & Earnings

This table compares SoFi Technologies and its competitors revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
SoFi Technologies $984.87 million -$483.94 million -8.71
SoFi Technologies Competitors $4.26 billion $795.25 million 8.36

SoFi Technologies’ competitors have higher revenue and earnings than SoFi Technologies. SoFi Technologies is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Volatility & Risk

SoFi Technologies has a beta of 0.9, meaning that its stock price is 10% less volatile than the S&P 500. Comparatively, SoFi Technologies’ competitors have a beta of 8.63, meaning that their average stock price is 763% more volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for SoFi Technologies and its competitors, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies 0 5 7 0 2.58
SoFi Technologies Competitors 435 1667 1904 84 2.40

SoFi Technologies currently has a consensus target price of $14.04, suggesting a potential upside of 96.62%. As a group, “Nondepository credit institutions” companies have a potential upside of 81.37%. Given SoFi Technologies’ stronger consensus rating and higher possible upside, equities analysts clearly believe SoFi Technologies is more favorable than its competitors.

Institutional & Insider Ownership

56.5% of SoFi Technologies shares are owned by institutional investors. Comparatively, 52.4% of shares of all “Nondepository credit institutions” companies are owned by institutional investors. 35.1% of SoFi Technologies shares are owned by insiders. Comparatively, 16.4% of shares of all “Nondepository credit institutions” companies are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

SoFi Technologies competitors beat SoFi Technologies on 8 of the 13 factors compared.

About SoFi Technologies (Get Rating)

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

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