Comparing Oconee Federal Financial (OFED) and Its Competitors

Oconee Federal Financial (NASDAQ:OFEDGet Rating) is one of 115 publicly-traded companies in the “Federal savings institutions” industry, but how does it weigh in compared to its rivals? We will compare Oconee Federal Financial to similar companies based on the strength of its analyst recommendations, risk, earnings, profitability, institutional ownership, valuation and dividends.

Valuation and Earnings

This table compares Oconee Federal Financial and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Oconee Federal Financial $18.67 million $4.07 million 29.33
Oconee Federal Financial Competitors $832.60 million $231.23 million 12.21

Oconee Federal Financial’s rivals have higher revenue and earnings than Oconee Federal Financial. Oconee Federal Financial is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Volatility & Risk

Oconee Federal Financial has a beta of 0.56, suggesting that its share price is 44% less volatile than the S&P 500. Comparatively, Oconee Federal Financial’s rivals have a beta of 0.58, suggesting that their average share price is 42% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for Oconee Federal Financial and its rivals, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oconee Federal Financial 0 0 0 0 N/A
Oconee Federal Financial Competitors 201 1309 1155 49 2.39

As a group, “Federal savings institutions” companies have a potential upside of 18.68%. Given Oconee Federal Financial’s rivals higher possible upside, analysts plainly believe Oconee Federal Financial has less favorable growth aspects than its rivals.

Profitability

This table compares Oconee Federal Financial and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Oconee Federal Financial 21.99% 4.60% 0.73%
Oconee Federal Financial Competitors 19.93% 8.05% 0.90%

Institutional & Insider Ownership

1.1% of Oconee Federal Financial shares are owned by institutional investors. Comparatively, 39.9% of shares of all “Federal savings institutions” companies are owned by institutional investors. 5.9% of Oconee Federal Financial shares are owned by insiders. Comparatively, 8.7% of shares of all “Federal savings institutions” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Dividends

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.0%. Oconee Federal Financial pays out 58.0% of its earnings in the form of a dividend. As a group, “Federal savings institutions” companies pay a dividend yield of 2.9% and pay out 30.6% of their earnings in the form of a dividend. Oconee Federal Financial lags its rivals as a dividend stock, given its lower dividend yield and higher payout ratio.

Summary

Oconee Federal Financial rivals beat Oconee Federal Financial on 10 of the 12 factors compared.

About Oconee Federal Financial

(Get Rating)

Oconee Federal Financial Corp. operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee County area of northwestern South Carolina and the northeast area of Georgia. It offers deposit products, including demand, NOW, money market, savings, certificates of deposit, and individual retirement accounts. The company's loan portfolio comprises one-to-four family and multi-family residential mortgage loans; home equity loans and lines of credit; nonresidential real estate loans; construction and land loans; commercial and industrial loans; agricultural loans; and consumer and other loans. It operates through its executive office and eight branch offices located in Oconee and Pickens Counties, South Carolina; and Stephens and Rabun Counties, Georgia. The company was founded in 1924 and is based in Seneca, South Carolina. Oconee Federal Financial Corp. operates as a subsidiary of Oconee Federal, MHC.

Receive News & Ratings for Oconee Federal Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Oconee Federal Financial and related companies with MarketBeat.com's FREE daily email newsletter.