Head-To-Head Comparison: Oxford Bank (OXBC) vs. Its Competitors

Oxford Bank (OTCMKTS:OXBCGet Rating) is one of 77 public companies in the “Commercial banks, not elsewhere classified” industry, but how does it weigh in compared to its rivals? We will compare Oxford Bank to related companies based on the strength of its dividends, analyst recommendations, profitability, valuation, risk, institutional ownership and earnings.

Volatility and Risk

Oxford Bank has a beta of 0.47, meaning that its stock price is 53% less volatile than the S&P 500. Comparatively, Oxford Bank’s rivals have a beta of 21.84, meaning that their average stock price is 2,084% more volatile than the S&P 500.

Insider & Institutional Ownership

4.6% of Oxford Bank shares are held by institutional investors. Comparatively, 23.9% of shares of all “Commercial banks, not elsewhere classified” companies are held by institutional investors. 10.7% of shares of all “Commercial banks, not elsewhere classified” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Oxford Bank and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Oxford Bank N/A N/A N/A
Oxford Bank Competitors 22.82% 11.98% 1.00%

Earnings & Valuation

This table compares Oxford Bank and its rivals gross revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Oxford Bank N/A $10.56 million 9.48
Oxford Bank Competitors $12.78 billion $3.00 billion 8.09

Oxford Bank’s rivals have higher revenue and earnings than Oxford Bank. Oxford Bank is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Analyst Recommendations

This is a breakdown of current ratings and price targets for Oxford Bank and its rivals, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oxford Bank 0 0 0 0 N/A
Oxford Bank Competitors 600 2154 2226 37 2.34

As a group, “Commercial banks, not elsewhere classified” companies have a potential upside of 97.56%. Given Oxford Bank’s rivals higher possible upside, analysts clearly believe Oxford Bank has less favorable growth aspects than its rivals.

Summary

Oxford Bank rivals beat Oxford Bank on 9 of the 10 factors compared.

About Oxford Bank

(Get Rating)

Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and insurance products. The company operates its branches in Clarkston, Davison, Dryden, Lake Orion, Ortonville, Oxford, and Oakland. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.

Want More Great Investing Ideas?

Receive News & Ratings for Oxford Bank Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Oxford Bank and related companies with MarketBeat.com's FREE daily email newsletter.