Community Capital Bancshares (OTCMKTS:ALBY) & Wells Fargo & Company (NYSE:WFC) Financial Survey

Community Capital Bancshares (OTCMKTS:ALBY – Get Rating) and Wells Fargo & Company (NYSE:WFC – Get Rating) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, dividends and profitability.

Institutional and Insider Ownership

72.2% of Wells Fargo & Company shares are owned by institutional investors. 42.4% of Community Capital Bancshares shares are owned by company insiders. Comparatively, 0.1% of Wells Fargo & Company shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Community Capital Bancshares and Wells Fargo & Company’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Community Capital Bancshares	N/A	N/A	N/A
Wells Fargo & Company	15.91%	9.28%	0.79%

Volatility and Risk

Community Capital Bancshares has a beta of 0.48, suggesting that its share price is 52% less volatile than the S&P 500. Comparatively, Wells Fargo & Company has a beta of 1.17, suggesting that its share price is 17% more volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Community Capital Bancshares and Wells Fargo & Company, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Capital Bancshares	0	0	0	0	N/A
Wells Fargo & Company	0	5	8	0	2.62

Wells Fargo & Company has a consensus price target of $52.09, suggesting a potential upside of 32.55%. Given Wells Fargo & Company’s higher probable upside, analysts plainly believe Wells Fargo & Company is more favorable than Community Capital Bancshares.

Earnings & Valuation

This table compares Community Capital Bancshares and Wells Fargo & Company’s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Capital Bancshares	N/A	N/A	N/A	N/A	N/A
Wells Fargo & Company	$73.79 billion	2.02	$13.18 billion	$3.14	12.52

Wells Fargo & Company has higher revenue and earnings than Community Capital Bancshares.

Summary

Wells Fargo & Company beats Community Capital Bancshares on 8 of the 9 factors compared between the two stocks.

About Community Capital Bancshares

(Get Rating)

Community Capital Bancshares, Inc. is a bank holding company, which engages in the ownership and management of AB&T National Bank. Its services include deposits, lending and providing loans. The company was founded in 1999 and is headquartered in Albany, GA.

About Wells Fargo & Company

(Get Rating)

Wells Fargo & Co. is a diversified, community-based financial services company. It is engaged in the provision of banking, insurance, investments, mortgage products and services, and consumer and commercial finance. It operates through the following segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. The Consumer Banking and Lending segment offers consumer and small business banking, home lending, credit cards, auto, and personal lending. The Commercial Banking segment offers banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. The Corporate and Investment Banking segment offers corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity and fixed income solutions, as well as sales, trading, and research capabilities. The Wealth & Investment Management segment provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services to affluent, high-net worth and ultra-high-net worth clients. The com