Oxbridge Re (NASDAQ:OXBR) & White Mountains Insurance Group (NYSE:WTM) Critical Contrast

Oxbridge Re (NASDAQ:OXBR – Get Rating) and White Mountains Insurance Group (NYSE:WTM – Get Rating) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their dividends, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations.

Valuation & Earnings

This table compares Oxbridge Re and White Mountains Insurance Group’s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oxbridge Re	$850,000.00	8.70	-$1.79 million	($0.22)	-5.73
White Mountains Insurance Group	$1.16 billion	3.04	$792.80 million	$335.65	4.10

White Mountains Insurance Group has higher revenue and earnings than Oxbridge Re. Oxbridge Re is trading at a lower price-to-earnings ratio than White Mountains Insurance Group, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

8.4% of Oxbridge Re shares are owned by institutional investors. Comparatively, 87.8% of White Mountains Insurance Group shares are owned by institutional investors. 23.1% of Oxbridge Re shares are owned by company insiders. Comparatively, 2.6% of White Mountains Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current recommendations for Oxbridge Re and White Mountains Insurance Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Oxbridge Re	0	0	0	0	N/A
White Mountains Insurance Group	0	0	0	0	N/A

Profitability

This table compares Oxbridge Re and White Mountains Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Oxbridge Re	N/A	-8.28%	-7.52%
White Mountains Insurance Group	65.68%	-0.70%	-0.35%

Volatility and Risk

Oxbridge Re has a beta of 1.34, indicating that its stock price is 34% more volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.4, indicating that its stock price is 60% less volatile than the S&P 500.

Summary

White Mountains Insurance Group beats Oxbridge Re on 8 of the 11 factors compared between the two stocks.

About Oxbridge Re

(Get Rating)

Oxbridge Re Holdings Ltd. engages in the provision of property and casualty reinsurance in the Gulf Coast region of the United States. Through its subsidiaries, it fully collateralizes policies to cover property losses from specified catastrophes. The company was founded by Sanjay Madhu on April 4, 2013 and is headquartered in George Town, Cayman Islands.

About White Mountains Insurance Group

(Get Rating)

White Mountains Insurance Group Ltd. engages in the acquisition of businesses and assets in the insurance, financial services, and related sectors. It operates through the following segments: HG Global/BAM, NSM, Kudu, and Other Operations. The HG Global/BAM segment refers to White Mountains’ investment in HG Global Limited, and the consolidated results of Build America Mutual Assurance Company (BAM). The NSM segment is a full-service managing general underwriting agency (MGU) and program administrator for specialty property and casualty insurance. The Kudu Segment provides capital solutions for boutique asset managers for a variety of purposes including generational ownership transfers, management buyouts, acquisition and growth finance and legacy partner liquidity. The Other Operations segment consists of the company, its wholly-owned subsidiary, WM Capital, its wholly-owned investment management subsidiary, WM Advisors, and its other intermediate holding companies, as well as certain consolidated and unconsolidated private capital and other investments. The company was founded in 1980 and is headquartered in Hanover, NH.