Franklin Financial Services (NASDAQ:FRAF – Get Rating) and Brunswick Bancorp (OTCMKTS:BRBW – Get Rating) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability and risk.
Insider and Institutional Ownership
20.5% of Franklin Financial Services shares are owned by institutional investors. Comparatively, 2.5% of Brunswick Bancorp shares are owned by institutional investors. 6.3% of Franklin Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
This is a breakdown of recent ratings and target prices for Franklin Financial Services and Brunswick Bancorp, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Franklin Financial Services||0||0||0||0||N/A|
Valuation & Earnings
This table compares Franklin Financial Services and Brunswick Bancorp’s top-line revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Franklin Financial Services||$71.70 million||1.59||$14.94 million||$3.44||7.56|
|Brunswick Bancorp||$16.41 million||2.75||$3.85 million||$1.21||13.22|
Franklin Financial Services has higher revenue and earnings than Brunswick Bancorp. Franklin Financial Services is trading at a lower price-to-earnings ratio than Brunswick Bancorp, indicating that it is currently the more affordable of the two stocks.
Volatility and Risk
Franklin Financial Services has a beta of 0.53, suggesting that its share price is 47% less volatile than the S&P 500. Comparatively, Brunswick Bancorp has a beta of 0.05, suggesting that its share price is 95% less volatile than the S&P 500.
This table compares Franklin Financial Services and Brunswick Bancorp’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Franklin Financial Services||20.00%||13.01%||0.86%|
Franklin Financial Services beats Brunswick Bancorp on 8 of the 11 factors compared between the two stocks.
About Franklin Financial Services
Franklin Financial Services Corp. is a bank holding company, which engages in financial services and offers traditional banking. It offers commercial and retail financial services, including the taking of time, savings and demand deposits, the making of commercial, consumer and mortgage loans, and the providing of safe deposit services. The company was founded on June 1, 1983 and is headquartered in Chambersburg, PA.
About Brunswick Bancorp
Brunswick Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It offers personal banking, checking, certificate of deposit accounts, business checking, equipment leasing, commercial mortgages, small business loans, construction loans, and merchant services. The company was founded in 1984 and is headquartered in New Brunswick, NJ.
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