Home Capital Group (OTCMKTS:HMCBF) and PT Bank Central Asia Tbk (OTCMKTS:PBCRF) Head-To-Head Contrast

PT Bank Central Asia Tbk (OTCMKTS:PBCRF – Get Rating) and Home Capital Group (OTCMKTS:HMCBF – Get Rating) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, risk, institutional ownership, dividends, profitability, analyst recommendations and earnings.

Earnings and Valuation

This table compares PT Bank Central Asia Tbk and Home Capital Group’s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PT Bank Central Asia Tbk	N/A	N/A	N/A	$652.56	0.00
Home Capital Group	N/A	N/A	N/A	$4.06	7.94

PT Bank Central Asia Tbk is trading at a lower price-to-earnings ratio than Home Capital Group, indicating that it is currently the more affordable of the two stocks.

Dividends

PT Bank Central Asia Tbk pays an annual dividend of $98.25 per share and has a dividend yield of 16,353.2%. Home Capital Group pays an annual dividend of $0.64 per share and has a dividend yield of 2.0%. PT Bank Central Asia Tbk pays out 15.1% of its earnings in the form of a dividend. Home Capital Group pays out 15.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. PT Bank Central Asia Tbk is clearly the better dividend stock, given its higher yield and lower payout ratio.

Profitability

This table compares PT Bank Central Asia Tbk and Home Capital Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
PT Bank Central Asia Tbk	N/A	N/A	N/A
Home Capital Group	N/A	N/A	N/A

Insider and Institutional Ownership

11.2% of PT Bank Central Asia Tbk shares are owned by institutional investors. Comparatively, 37.0% of Home Capital Group shares are owned by institutional investors. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations and price targets for PT Bank Central Asia Tbk and Home Capital Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PT Bank Central Asia Tbk	1	1	0	0	1.50
Home Capital Group	0	2	1	0	2.33

Home Capital Group has a consensus price target of $40.83, suggesting a potential upside of 26.58%. Given Home Capital Group’s stronger consensus rating and higher probable upside, analysts clearly believe Home Capital Group is more favorable than PT Bank Central Asia Tbk.

Summary

Home Capital Group beats PT Bank Central Asia Tbk on 5 of the 8 factors compared between the two stocks.

About PT Bank Central Asia Tbk

(Get Rating)

PT Bank Central Asia Tbk provides commercial banking and other financial services. It operates through the following segments: Loans, Treasury, and Others. The firm offers deposits account, transaction banking, electronic banking, cash management, credit cards, bank assurance, credit facilities, bank guarantees, export-import facilities, foreign exchange facilities, and investment products. The company was founded on August 10, 1955 and is headquartered in Jakarta, Indonesia.

About Home Capital Group

(Get Rating)

Home Capital Group, Inc. operates as an investment holding company with interests in providing loan and trust services. It offers deposits, residential and non-residential commercial mortgage lending, consumer lending and credit card services. The company was founded on September 28, 1977 and is headquartered in Toronto, Canada.