Analyzing Trisura Group (OTCMKTS:TRRSF) and Essent Group (NYSE:ESNT)

Trisura Group (OTCMKTS:TRRSF) and Essent Group (NYSE:ESNT) are both financial services companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, institutional ownership, earnings, risk, analyst recommendations, valuation and dividends.

Valuation & Earnings

This table compares Trisura Group and Essent Group’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Trisura Group	N/A	N/A	N/A	N/A	N/A
Essent Group	$1.00 billion	5.25	$831.35 million	$6.23	7.88

Essent Group has higher revenue and earnings than Trisura Group.

Profitability

This table compares Trisura Group and Essent Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Trisura Group	N/A	N/A	N/A
Essent Group	66.31%	14.74%	11.53%

Institutional and Insider Ownership

91.8% of Essent Group shares are held by institutional investors. 2.9% of Essent Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations and price targets for Trisura Group and Essent Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Trisura Group	0	0	1	0	3.00
Essent Group	0	3	4	0	2.57

Trisura Group presently has a consensus price target of $0.55, suggesting a potential downside of 97.70%. Essent Group has a consensus price target of $54.29, suggesting a potential upside of 10.88%. Given Essent Group’s higher possible upside, analysts plainly believe Essent Group is more favorable than Trisura Group.

Summary

Essent Group beats Trisura Group on 8 of the 9 factors compared between the two stocks.

About Trisura Group

Trisura Group Ltd., a specialty insurance company, operates in the surety, risk solutions, corporate insurance, and reinsurance businesses in Canada, the United States, and internationally. The company offers contract surety bonds, such as performance, and labor and material payment bonds primarily for the construction industry; commercial surety bonds, including license and permit, tax and excise, and fiduciary bonds to governments, regulatory bodies, or courts to guarantee compliance with legal or fiduciary obligations; and developer surety bonds comprising bonds to secure real estate developers' legislated deposit and warranty obligations on residential projects. It provides risk solutions, including warranty programs to program administrators, managing general agents, captive insurance companies, affinity groups, and reinsurers. The company also offers corporate insurance products that comprise directors' and officers' insurance for public, private, and non-profit enterprises; errors and omissions liability insurance for enterprises and professionals; business office package insurance for enterprises and professionals; and fidelity insurance for commercial and financial institutions. Trisura Group Ltd. was incorporated in 2017 and is headquartered in Toronto, Canada.

About Essent Group

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is based in Hamilton, Bermuda.