BANCO DO BRASIL/S (OTCMKTS:BDORY) versus OptimumBank (NASDAQ:OPHC) Critical Survey

OptimumBank (NASDAQ:OPHCGet Free Report) and BANCO DO BRASIL/S (OTCMKTS:BDORYGet Free Report) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, institutional ownership, analyst recommendations, profitability, valuation, earnings and risk.

Analyst Ratings

This is a breakdown of current ratings for OptimumBank and BANCO DO BRASIL/S, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OptimumBank 0 0 0 0 N/A
BANCO DO BRASIL/S 0 0 1 0 3.00


This table compares OptimumBank and BANCO DO BRASIL/S’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
OptimumBank 15.20% 8.14% 0.83%
BANCO DO BRASIL/S 13.37% 20.01% 1.58%

Volatility and Risk

OptimumBank has a beta of 0.42, meaning that its stock price is 58% less volatile than the S&P 500. Comparatively, BANCO DO BRASIL/S has a beta of 0.96, meaning that its stock price is 4% less volatile than the S&P 500.

Insider & Institutional Ownership

3.7% of OptimumBank shares are held by institutional investors. Comparatively, 0.0% of BANCO DO BRASIL/S shares are held by institutional investors. 21.3% of OptimumBank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares OptimumBank and BANCO DO BRASIL/S’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
OptimumBank $22.84 million 1.04 $4.02 million $0.76 4.33
BANCO DO BRASIL/S $44.48 billion 0.66 $6.01 billion $2.25 4.59

BANCO DO BRASIL/S has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than BANCO DO BRASIL/S, indicating that it is currently the more affordable of the two stocks.


BANCO DO BRASIL/S beats OptimumBank on 8 of the 12 factors compared between the two stocks.

About OptimumBank

(Get Free Report)

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, commercial, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida.


(Get Free Report)

Banco do Brasil S.A. provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. The company's Banking segment offers various products and services, including deposits, loans, and services to retail, wholesale, and public sector markets, as well as to micro-entrepreneurs and the low income population. Its Investments segment engages in the intermediation and distribution of debts in the primary and secondary markets; equity investment activities; and rendering of financial services. The company's Fund Management segment is involved in the purchase, sale, and custody of securities, as well as the management of portfolios, and investment funds and clubs. Its Insurance, Pension and Capitalization segment provides life, property, and automobile insurance products, as well as private pension and capitalization plans. The company's Payment Methods segment is involved in the funding, transmission, processing, and settlement of transactions through electronic means. Its Other segment engages in the provision of credit recovery and consortium administration services; development, manufacturing, leasing, and integration of digital electronic systems and equipment, peripherals, programs, inputs, and computing supplies; intermediation of air tickets; and lodging and organization of events. Banco do Brasil S.A. was founded in 1808 and is headquartered in Brasa­lia, Brazil.

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