Comparing Cathay General Bancorp (NASDAQ:CATY) & Bank of Santa Clarita (OTCMKTS:BSCA)

Bank of Santa Clarita (OTCMKTS:BSCAGet Free Report) and Cathay General Bancorp (NASDAQ:CATYGet Free Report) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, profitability, earnings, dividends, valuation, analyst recommendations and institutional ownership.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Bank of Santa Clarita and Cathay General Bancorp, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of Santa Clarita 0 0 0 0 N/A
Cathay General Bancorp 1 3 1 0 2.00

Cathay General Bancorp has a consensus target price of $37.80, indicating a potential downside of 7.13%. Given Cathay General Bancorp’s higher possible upside, analysts clearly believe Cathay General Bancorp is more favorable than Bank of Santa Clarita.

Profitability

This table compares Bank of Santa Clarita and Cathay General Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Bank of Santa Clarita N/A N/A N/A
Cathay General Bancorp 27.02% 13.89% 1.61%

Valuation and Earnings

This table compares Bank of Santa Clarita and Cathay General Bancorp’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Bank of Santa Clarita N/A N/A N/A N/A N/A
Cathay General Bancorp $1.31 billion 2.26 $354.12 million $4.86 8.37

Cathay General Bancorp has higher revenue and earnings than Bank of Santa Clarita.

Institutional and Insider Ownership

69.0% of Cathay General Bancorp shares are owned by institutional investors. 4.6% of Cathay General Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Cathay General Bancorp beats Bank of Santa Clarita on 8 of the 8 factors compared between the two stocks.

About Bank of Santa Clarita

(Get Free Report)

Bank of Santa Clarita engages in the provision of banking and financial services. It offers real estate, small business administration, commercial and consumer loans, consumer and business checking accounts, savings accounts, certificates of deposit, trade finance, and money transfers. The company was founded by Frank D. Di Tomaso on October 26, 2004 and is headquartered in Santa Clarita, CA.

About Cathay General Bancorp

(Get Free Report)

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for household, and other consumer expenditures. In addition, the company offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, safe deposit, collection, automatic teller machine, Internet banking, investment, and other customary bank services, as well as securities and insurance products. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.

Receive News & Ratings for Bank of Santa Clarita Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Bank of Santa Clarita and related companies with MarketBeat.com's FREE daily email newsletter.