Reviewing Blackhawk Bancorp (OTCMKTS:BHWB) & NSTS Bancorp (NASDAQ:NSTS)

Blackhawk Bancorp (OTCMKTS:BHWBGet Free Report) and NSTS Bancorp (NASDAQ:NSTSGet Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, earnings, profitability, institutional ownership, dividends and risk.

Earnings and Valuation

This table compares Blackhawk Bancorp and NSTS Bancorp’s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Blackhawk Bancorp $63.13 million 1.51 $13.64 million $4.72 7.07
NSTS Bancorp $7.58 million 6.62 $30,000.00 ($0.04) -235.75

Blackhawk Bancorp has higher revenue and earnings than NSTS Bancorp. NSTS Bancorp is trading at a lower price-to-earnings ratio than Blackhawk Bancorp, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Blackhawk Bancorp and NSTS Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Blackhawk Bancorp 19.33% N/A N/A
NSTS Bancorp -1.83% -0.19% -0.06%

Institutional & Insider Ownership

10.8% of NSTS Bancorp shares are owned by institutional investors. 26.8% of Blackhawk Bancorp shares are owned by insiders. Comparatively, 5.0% of NSTS Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations and price targets for Blackhawk Bancorp and NSTS Bancorp, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Blackhawk Bancorp 0 0 0 0 N/A
NSTS Bancorp 0 0 0 0 N/A

Summary

Blackhawk Bancorp beats NSTS Bancorp on 8 of the 10 factors compared between the two stocks.

About Blackhawk Bancorp

(Get Free Report)

Blackhawk Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. The company offers personal banking products and services, including checking, savings, health savings, and money market accounts, as well as certificates of deposit; personal, auto, student, and home improvement and equity loans; and lines of credit and credit cards. It also provides business banking products and services, such as business checking, business interest checking, business sweep, small business checking, business NOW, health savings, and money market accounts; commercial, development, term, equipment/fixed asset, and small business administration loans; lines and letters of credit; receivables financing; and corporate credit cards, as well as treasury management solutions. In addition, the company offers payments and transfer, mortgages lending, financial planning, wealth management, security brokerage, investment management, commercial banking, and online and mobile banking services, as well as installment loans. It serves individual, corporate, institutional, and governmental customers through its 11 full-services banking centers in northern Illinois and southern Wisconsin. The company was founded in 1881 and is headquartered in Beloit, Wisconsin.

About NSTS Bancorp

(Get Free Report)

NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate mortgage, construction, home equity, and consumer loans. It operates through full-service banking offices in Lake County, Illinois; and one loan production office in Chicago. The company was founded in 1921 and is headquartered in Waukegan, Illinois.

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