Financial Analysis: Gryphon Digital Mining (NASDAQ:GRYP) versus Green Dot (NYSE:GDOT)

Gryphon Digital Mining (NASDAQ:GRYPGet Free Report) and Green Dot (NYSE:GDOTGet Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, profitability, dividends, earnings and risk.

Profitability

This table compares Gryphon Digital Mining and Green Dot’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Gryphon Digital Mining -339.99% N/A -113.03%
Green Dot 0.45% 6.78% 1.21%

Risk and Volatility

Gryphon Digital Mining has a beta of 2.85, suggesting that its share price is 185% more volatile than the S&P 500. Comparatively, Green Dot has a beta of 1.03, suggesting that its share price is 3% more volatile than the S&P 500.

Institutional and Insider Ownership

10.2% of Gryphon Digital Mining shares are held by institutional investors. Comparatively, 92.6% of Green Dot shares are held by institutional investors. 1.2% of Gryphon Digital Mining shares are held by company insiders. Comparatively, 11.8% of Green Dot shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for Gryphon Digital Mining and Green Dot, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Gryphon Digital Mining 0 0 0 0 N/A
Green Dot 1 4 1 0 2.00

Green Dot has a consensus target price of $11.13, indicating a potential upside of 19.24%. Given Green Dot’s higher probable upside, analysts clearly believe Green Dot is more favorable than Gryphon Digital Mining.

Valuation and Earnings

This table compares Gryphon Digital Mining and Green Dot’s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Gryphon Digital Mining $13.65 million 4.23 -$79.06 million ($142.00) -0.01
Green Dot $1.50 billion 0.33 $6.72 million $0.13 71.77

Green Dot has higher revenue and earnings than Gryphon Digital Mining. Gryphon Digital Mining is trading at a lower price-to-earnings ratio than Green Dot, indicating that it is currently the more affordable of the two stocks.

Summary

Green Dot beats Gryphon Digital Mining on 11 of the 13 factors compared between the two stocks.

About Gryphon Digital Mining

(Get Free Report)

Gryphon Digital Mining is an innovative venture in the bitcoin space. Gryphon Digital Mining, formerly known as Akerna Corp., is based in DENVER.

About Green Dot

(Get Free Report)

Green Dot Corporation, a financial technology and registered bank holding company, provides various financial services to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company provides deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It offers money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Austin, Texas.

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