Bitcoin Depot (NASDAQ:BTM) and Yiren Digital (NYSE:YRD) Head-To-Head Analysis

Bitcoin Depot (NASDAQ:BTMGet Free Report) and Yiren Digital (NYSE:YRDGet Free Report) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, analyst recommendations, institutional ownership, valuation, earnings and profitability.

Profitability

This table compares Bitcoin Depot and Yiren Digital’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Bitcoin Depot N/A -2,218.71% -13.30%
Yiren Digital 42.51% 28.62% 22.10%

Institutional and Insider Ownership

9.2% of Bitcoin Depot shares are held by institutional investors. Comparatively, 2.0% of Yiren Digital shares are held by institutional investors. 20.1% of Bitcoin Depot shares are held by insiders. Comparatively, 42.2% of Yiren Digital shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Risk and Volatility

Bitcoin Depot has a beta of -0.32, indicating that its share price is 132% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.73, indicating that its share price is 27% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current recommendations for Bitcoin Depot and Yiren Digital, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bitcoin Depot 0 1 3 0 2.75
Yiren Digital 0 0 0 0 N/A

Bitcoin Depot presently has a consensus price target of $5.13, indicating a potential upside of 208.73%. Given Bitcoin Depot’s higher possible upside, analysts clearly believe Bitcoin Depot is more favorable than Yiren Digital.

Earnings and Valuation

This table compares Bitcoin Depot and Yiren Digital’s gross revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Bitcoin Depot N/A N/A -$1.73 million N/A N/A
Yiren Digital $689.53 million 0.61 $292.99 million $3.26 1.46

Yiren Digital has higher revenue and earnings than Bitcoin Depot.

Summary

Yiren Digital beats Bitcoin Depot on 7 of the 10 factors compared between the two stocks.

About Bitcoin Depot

(Get Free Report)

Bitcoin Depot Inc. owns and operates a network of cryptocurrency kiosks in North America. It provides users to buy and sell bitcoin, litecoin, and ethereum cryptocurrencies; and engages in the sale of cryptocurrency to consumers at a network of retail locations through its BDCheckout product offering and through its website over the counter trade. The company was founded in 2016 and is headquartered in Atlanta, Georgia. Bitcoin Depot Inc. is a subsidiary of BT Assets, Inc.

About Yiren Digital

(Get Free Report)

Yiren Digital Ltd. operates an AI-powered platform. Its platform provides a suite of financial and lifestyle services in China. The company delivers digital financial services, insurance solutions, as well as consumption and lifestyle services. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

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