Head to Head Analysis: National Bank of Canada (OTCMKTS:NTIOF) vs. First Republic Bank (OTCMKTS:FRCB)

National Bank of Canada (OTCMKTS:NTIOF) and First Republic Bank (OTCMKTS:FRCB) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, earnings, analyst recommendations, risk, profitability, valuation and institutional ownership.

Valuation & Earnings

This table compares National Bank of Canada and First Republic Bank”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
National Bank of Canada	$8.38 billion	4.13	$2.80 billion	$7.85	11.27
First Republic Bank	$6.75 billion	0.00	$1.67 billion	N/A	N/A

National Bank of Canada has higher revenue and earnings than First Republic Bank.

Risk and Volatility

National Bank of Canada has a beta of 1.07, suggesting that its stock price is 7% more volatile than the S&P 500. Comparatively, First Republic Bank has a beta of 1.72, suggesting that its stock price is 72% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent recommendations and price targets for National Bank of Canada and First Republic Bank, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
National Bank of Canada	0	1	0	1	3.00
First Republic Bank	0	0	0	0	0.00

Institutional & Insider Ownership

0.1% of National Bank of Canada shares are owned by institutional investors. Comparatively, 0.0% of First Republic Bank shares are owned by institutional investors. 0.3% of National Bank of Canada shares are owned by insiders. Comparatively, 0.7% of First Republic Bank shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Profitability

This table compares National Bank of Canada and First Republic Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
National Bank of Canada	24.65%	17.21%	0.83%
First Republic Bank	N/A	N/A	N/A

Summary

National Bank of Canada beats First Republic Bank on 9 of the 11 factors compared between the two stocks.

About National Bank of Canada

National Bank of Canada provides financial services to individuals, businesses, institutional clients, and governments in Canada and internationally. It operates through four segments: Personal and Commercial, Wealth Management, Financial Markets, and U.S. Specialty Finance and International. The Personal and Commercial segment offers personal banking services, including transaction solutions, mortgage loans and home equity lines of credit, consumer loans, payment solutions, and savings and investment solutions; various insurance products; and commercial banking services, such as credit, and deposit, investment solutions, international trade, foreign exchange transactions, payroll, cash management, insurance, electronic transactions, and complimentary services. The Wealth Management segment provides full-service brokerage, private banking, direct brokerage, investment solutions, administrative and trade execution, transaction products, and trust and estate services. The Financial Markets segment offers corporate banking, advisory, and capital markets services; and project financing, debt, and equity underwriting; advisory services in the areas of mergers and acquisitions, and financing. The U.S. Specialty Finance and International segment provides specialty finance products; and personal and commercial banking in Cambodia. National Bank of Canada was founded in 1859 and is headquartered in Montreal, Canada.

About First Republic Bank

As of May 1, 2023, First Republic Bank went out of business. Previously, First Republic Bank provided private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. The company was founded in 1985 and was headquartered in San Francisco, California. First Republic Bank now trades on OTCPK.