TC Bancshares (NASDAQ:TCBC – Get Free Report) is one of 110 publicly-traded companies in the “Federal savings institutions” industry, but how does it weigh in compared to its peers? We will compare TC Bancshares to related companies based on the strength of its valuation, earnings, analyst recommendations, institutional ownership, risk, dividends and profitability.
Earnings and Valuation
This table compares TC Bancshares and its peers gross revenue, earnings per share and valuation.
Gross Revenue | Net Income | Price/Earnings Ratio | |
TC Bancshares | $21.97 million | $270,000.00 | 231.50 |
TC Bancshares Competitors | $1.92 billion | $347.54 million | 14.37 |
TC Bancshares’ peers have higher revenue and earnings than TC Bancshares. TC Bancshares is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.
Dividends
Risk & Volatility
TC Bancshares has a beta of 0.05, suggesting that its stock price is 95% less volatile than the S&P 500. Comparatively, TC Bancshares’ peers have a beta of 0.28, suggesting that their average stock price is 72% less volatile than the S&P 500.
Institutional & Insider Ownership
23.6% of TC Bancshares shares are owned by institutional investors. Comparatively, 41.6% of shares of all “Federal savings institutions” companies are owned by institutional investors. 6.9% of TC Bancshares shares are owned by insiders. Comparatively, 9.5% of shares of all “Federal savings institutions” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Profitability
This table compares TC Bancshares and its peers’ net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
TC Bancshares | 1.21% | 0.32% | 0.06% |
TC Bancshares Competitors | 8.97% | 5.88% | 0.61% |
Analyst Ratings
This is a summary of recent recommendations for TC Bancshares and its peers, as provided by MarketBeat.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
TC Bancshares | 0 | 0 | 0 | 0 | N/A |
TC Bancshares Competitors | 431 | 1699 | 1160 | 49 | 2.25 |
As a group, “Federal savings institutions” companies have a potential upside of 182.09%. Given TC Bancshares’ peers higher probable upside, analysts plainly believe TC Bancshares has less favorable growth aspects than its peers.
Summary
TC Bancshares peers beat TC Bancshares on 11 of the 12 factors compared.
About TC Bancshares
TC Bancshares, Inc. operates as the holding company for TC Federal Bank that provides various banking services for individual and commercial customers in the United States. It accepts various deposit products, including personal checking accounts, business checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also offers lending products comprising single-family residential loans, home equity lines of credit, closed-end home equity loans, consumer loans, commercial and multi-family residential real estate loans, commercial and industrial loans, construction loans, land development loans, and SBA/USDA guaranteed loans. It operates branches in Thomasville, Georgia and Tallahassee, Florida, as well as loan production offices in Savannah, Georgia, and Jacksonville, Florida. The company was founded in 1934 and is based in Thomasville, Georgia.
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