Contrasting Fidelis Insurance (FIHL) & Its Rivals

Fidelis Insurance (NYSE:FIHL) is one of 93 public companies in the “Fire, marine, & casualty insurance” industry, but how does it weigh in compared to its peers? We will compare Fidelis Insurance to related companies based on the strength of its institutional ownership, analyst recommendations, valuation, risk, earnings, profitability and dividends.

Insider and Institutional Ownership

82.0% of Fidelis Insurance shares are owned by institutional investors. Comparatively, 58.0% of shares of all “Fire, marine, & casualty insurance” companies are owned by institutional investors. 14.8% of shares of all “Fire, marine, & casualty insurance” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Analyst Ratings

This is a breakdown of recent recommendations for Fidelis Insurance and its peers, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelis Insurance	0	4	4	0	2.50
Fidelis Insurance Competitors	630	3166	2959	208	2.39

Fidelis Insurance currently has a consensus target price of $18.00, indicating a potential downside of 7.60%. As a group, “Fire, marine, & casualty insurance” companies have a potential downside of 1.86%. Given Fidelis Insurance’s peers higher probable upside, analysts plainly believe Fidelis Insurance has less favorable growth aspects than its peers.

Profitability

This table compares Fidelis Insurance and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelis Insurance	59.30%	20.23%	4.22%
Fidelis Insurance Competitors	3.64%	-11.65%	0.89%

Dividends

Fidelis Insurance pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. Fidelis Insurance pays out 2.1% of its earnings in the form of a dividend. As a group, “Fire, marine, & casualty insurance” companies pay a dividend yield of 1.1% and pay out 13.1% of their earnings in the form of a dividend. Fidelis Insurance is clearly a better dividend stock than its peers, given its higher yield and lower payout ratio.

Valuation and Earnings

This table compares Fidelis Insurance and its peers revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Fidelis Insurance	$3.60 billion	$2.13 billion	1.02
Fidelis Insurance Competitors	$16.47 billion	$3.05 billion	75.33

Fidelis Insurance’s peers have higher revenue and earnings than Fidelis Insurance. Fidelis Insurance is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Summary

Fidelis Insurance beats its peers on 8 of the 14 factors compared.

Fidelis Insurance Company Profile

Fidelis Insurance Holdings Limited, together with its subsidiaries, provides insurance and reinsurance products in Bermuda, Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, and other risk transfer opportunities. The company is also involved in specialty treaty reinsurance, and surety bonds and guarantees activities; and upstream energy, energy liability, and marine businesses; and provision of product recall and contamination, and marketing services. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.