Critical Survey: Bangkok Bank Public (OTC:BKKPF) and CrossFirst Bankshares (NASDAQ:CFB)

CrossFirst Bankshares (NASDAQ:CFB) and Bangkok Bank Public (OTC:BKKPF) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, risk, analyst recommendations, dividends, profitability, valuation and earnings.

Insider and Institutional Ownership

56.3% of CrossFirst Bankshares shares are held by institutional investors. Comparatively, 11.7% of Bangkok Bank Public shares are held by institutional investors. 9.3% of CrossFirst Bankshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Analyst Ratings

This is a breakdown of recent ratings and price targets for CrossFirst Bankshares and Bangkok Bank Public, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CrossFirst Bankshares	0	1	3	0	2.75
Bangkok Bank Public	0	0	0	0	N/A

CrossFirst Bankshares currently has a consensus target price of $17.00, suggesting a potential upside of 29.87%. Given CrossFirst Bankshares’ higher probable upside, analysts plainly believe CrossFirst Bankshares is more favorable than Bangkok Bank Public.

Earnings and Valuation

This table compares CrossFirst Bankshares and Bangkok Bank Public’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CrossFirst Bankshares	$455.82 million	1.42	$66.67 million	$1.38	9.49
Bangkok Bank Public	N/A	N/A	N/A	$18.47	0.19

CrossFirst Bankshares has higher revenue and earnings than Bangkok Bank Public. Bangkok Bank Public is trading at a lower price-to-earnings ratio than CrossFirst Bankshares, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares CrossFirst Bankshares and Bangkok Bank Public’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CrossFirst Bankshares	14.37%	10.86%	1.01%
Bangkok Bank Public	N/A	N/A	N/A

Summary

CrossFirst Bankshares beats Bangkok Bank Public on 9 of the 10 factors compared between the two stocks.

About CrossFirst Bankshares

CrossFirst Bankshares, Inc. operates as the bank holding company for CrossFirst Bank that provides various banking and financial services to businesses, business owners, professionals, and its personal networks. The company offers commercial and industrial loans, including enterprise value lending; commercial real estate loans; construction and development loans, such as home builder lending; residential real estate, multifamily real estate, energy, SBA, and consumer loans; and credit cards. It also provides deposit banking products, including personal and business checking and savings accounts; treasury management services; money market accounts; certificates of deposits; negotiable order of withdrawal accounts; automated teller machine access; and mobile banking and international banking services, as well as non-interest-bearing demand deposits and interest-bearing deposits, including transaction accounts. In addition, the company acquires brokered deposits, internet subscription certificates of deposit, and reciprocal deposits. Further, it holds investments in marketable securities. The company serves its clients though branch network, as well as digital banking products. It has full-service banking offices in Kansas, Missouri, Oklahoma, Texas, Arizona, Colorado, and New Mexico. CrossFirst Bankshares, Inc. was founded in 2007 and is headquartered in Leawood, Kansas.

About Bangkok Bank Public

Bangkok Bank Public Company Limited provides various commercial banking products and services in Thailand and internationally. It operates through Domestic Banking, International Banking, Investment Banking, and Others segments. The company offers various personal banking products and services, including savings, current, fixed deposit, foreign currency, securities trading, and other accounts; home and personal loans, as well as loans for pensioners; mutual funds; bonds and debentures; life and non-life bancassurance products; payment, funds transfer, currency exchange and foreign instrument, and SMS services; debit, credit, and prepaid cards; and phone and Internet banking, mobile banking, ATMs, and other services. It also provides business banking products and services comprising operating accounts; loans for SMEs, international trade, investment banking, and e-guarantee services; securities services, such as custodian, mutual fund supervisor, provident fund registrar, securities registrar, and debenture holders' representative services; personal loans for small businesses; payment, collection, and merchant services; digital banking services; and commercial cards. In addition, the company offers trade finance, remittances, export and import, project, corporate finance, electronic services, business strategic management by trading financial instruments, and financial advisory services, as well as liquidity, fund, and asset management services. Bangkok Bank Public Company Limited was founded in 1944 and is headquartered in Bangkok, Thailand.