Seaport Res Ptn Comments on Bread Financial Holdings, Inc.’s FY2025 Earnings (NYSE:BFH)

Bread Financial Holdings, Inc. (NYSE:BFH) – Equities research analysts at Seaport Res Ptn dropped their FY2025 EPS estimates for Bread Financial in a report issued on Friday, April 26th. Seaport Res Ptn analyst W. Ryan now expects that the company will earn $7.50 per share for the year, down from their prior forecast of $7.55. The consensus estimate for Bread Financial’s current full-year earnings is $6.56 per share.

BFH has been the topic of several other research reports. Royal Bank of Canada reiterated a “sector perform” rating and issued a $36.00 price target on shares of Bread Financial in a report on Friday, January 26th. Barclays cut their target price on shares of Bread Financial from $27.00 to $26.00 and set an “underweight” rating for the company in a report on Tuesday, April 9th. BMO Capital Markets raised their price target on shares of Bread Financial from $31.00 to $33.00 and gave the company a “market perform” rating in a research report on Friday. Evercore ISI lowered Bread Financial from an “in-line” rating to an “underperform” rating and raised their price objective for the company from $29.00 to $33.00 in a report on Wednesday, January 3rd. Finally, Wolfe Research raised shares of Bread Financial from a “peer perform” rating to an “outperform” rating and set a $48.00 price target on the stock in a research note on Thursday, April 4th. Four analysts have rated the stock with a sell rating, six have given a hold rating and two have issued a buy rating to the company. According to data from MarketBeat.com, Bread Financial presently has an average rating of “Hold” and an average target price of $36.64.

Bread Financial Price Performance

NYSE BFH opened at $37.99 on Monday. The company has a market cap of $1.88 billion, a price-to-earnings ratio of 4.78, a PEG ratio of 0.14 and a beta of 1.93. The company has a debt-to-equity ratio of 0.43, a current ratio of 1.18 and a quick ratio of 1.18. The stock’s fifty day moving average price is $36.54 and its 200 day moving average price is $33.11. Bread Financial has a 1 year low of $23.19 and a 1 year high of $41.89.

Bread Financial (NYSE:BFH) last announced its earnings results on Thursday, April 25th. The company reported $2.73 earnings per share for the quarter, missing the consensus estimate of $2.92 by ($0.19). Bread Financial had a return on equity of 14.44% and a net margin of 8.08%. The business had revenue of $991.00 million for the quarter, compared to analysts’ expectations of $998.96 million. During the same quarter last year, the firm earned $9.08 earnings per share. The firm’s quarterly revenue was down 23.1% compared to the same quarter last year.

Bread Financial Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Friday, June 14th. Shareholders of record on Friday, May 10th will be paid a dividend of $0.21 per share. This represents a $0.84 dividend on an annualized basis and a yield of 2.21%. The ex-dividend date is Thursday, May 9th. Bread Financial’s dividend payout ratio (DPR) is presently 10.58%.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in the business. National Bank of Canada FI boosted its position in shares of Bread Financial by 1,280.6% during the fourth quarter. National Bank of Canada FI now owns 2,416 shares of the company’s stock worth $80,000 after buying an additional 2,241 shares during the period. Pinnacle Holdings LLC acquired a new stake in shares of Bread Financial during the fourth quarter worth about $83,000. Allspring Global Investments Holdings LLC boosted its stake in shares of Bread Financial by 25.0% in the third quarter. Allspring Global Investments Holdings LLC now owns 3,168 shares of the company’s stock valued at $108,000 after purchasing an additional 633 shares during the period. C M Bidwell & Associates Ltd. purchased a new position in shares of Bread Financial in the third quarter valued at approximately $116,000. Finally, Quest Partners LLC acquired a new position in shares of Bread Financial in the fourth quarter valued at approximately $145,000. 99.52% of the stock is currently owned by institutional investors and hedge funds.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.