Surrey Bancorp (OTCMKTS:SRYB – Get Free Report) and Hancock Whitney (NASDAQ:HWC – Get Free Report) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, valuation, analyst recommendations and dividends.
Analyst Recommendations
This is a summary of current recommendations and price targets for Surrey Bancorp and Hancock Whitney, as reported by MarketBeat.com.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
Surrey Bancorp | 0 | 0 | 0 | 0 | N/A |
Hancock Whitney | 0 | 3 | 4 | 0 | 2.57 |
Hancock Whitney has a consensus price target of $51.43, suggesting a potential upside of 7.23%. Given Hancock Whitney’s higher possible upside, analysts clearly believe Hancock Whitney is more favorable than Surrey Bancorp.
Dividends
Institutional and Insider Ownership
3.7% of Surrey Bancorp shares are owned by institutional investors. Comparatively, 81.2% of Hancock Whitney shares are owned by institutional investors. 33.7% of Surrey Bancorp shares are owned by insiders. Comparatively, 1.1% of Hancock Whitney shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Risk & Volatility
Surrey Bancorp has a beta of 0.65, indicating that its stock price is 35% less volatile than the S&P 500. Comparatively, Hancock Whitney has a beta of 1.31, indicating that its stock price is 31% more volatile than the S&P 500.
Profitability
This table compares Surrey Bancorp and Hancock Whitney’s net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
Surrey Bancorp | 37.97% | N/A | N/A |
Hancock Whitney | 19.07% | 11.89% | 1.22% |
Valuation & Earnings
This table compares Surrey Bancorp and Hancock Whitney’s gross revenue, earnings per share (EPS) and valuation.
Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
Surrey Bancorp | $16.20 million | 4.23 | $5.10 million | $1.52 | 10.99 |
Hancock Whitney | $1.91 billion | 2.17 | $392.60 million | $4.29 | 11.18 |
Hancock Whitney has higher revenue and earnings than Surrey Bancorp. Surrey Bancorp is trading at a lower price-to-earnings ratio than Hancock Whitney, indicating that it is currently the more affordable of the two stocks.
Summary
Hancock Whitney beats Surrey Bancorp on 12 of the 16 factors compared between the two stocks.
About Surrey Bancorp
Surrey BanCorp engages in the provision of banking solutions through its subsidiaries, Surrey Bank & Trust . It offers checking accounts, savings, deposit services, mortgages, real estate loans, commercial credit products, business checking, and electronic banking. The company was founded on May 1, 2003 and is headquartered in Mount Airy, NC.
About Hancock Whitney
Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers. It offers various transaction and savings deposit products consisting of brokered deposits, time deposits, and money market accounts; treasury management services, secured and unsecured loan products including revolving credit facilities, and letters of credit and similar financial guarantees; and trust and investment management services to retirement plans, corporations, and individuals, and investment advisory and brokerage products. The company also provides commercial and industrial loans including real and non-real estate loans; construction and land development loans; and residential mortgages, as well as consumer loans. In addition, it offers commercial finance products to middle market and corporate clients, including leases and related structures; facilitates investments in new market tax credit activities and holding certain foreclosed assets; provides customers access to fixed annuity and life insurance products; and underwriting transactions products, as well as debt and mortgage-related securities. The company was founded in 1899 and is headquartered in Gulfport, Mississippi.
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